MSME-DI(Micro, Small and Medium Enterprises Development Institute)

Micro, Small and Medium Enterprises (MSME) sector has emerged as a highly vibrant and dynamic sector of the Indian economy over the last six decades. MSMEs not only play crucial role in providing large employment opportunities at comparatively lower capital cost than large industries but also help in industrialization of rural & backward areas, thereby, reducing regional imbalances, assuring more equitable distribution of national income and wealth. Ministry of Micro, Small & Medium Enterprises (M/o MSME) envision a vibrant MSME sector by promoting growth and development of the MSME Sector. Office of the Development Commissioner (Micro, Small & Medium Enterprises) provides a wide range of services & schemes for the promotion and development of MSME sector through 30 Micro, Small and Medium Enterprises-Development Institutes (MSME-Dls); 28 Branch MSME-Dls located across the country. MSME-Development Institute, Bangalore was set up during 1956-57. This Institute assists MSMEs financially through the schemes and improve their technical skills through skill upgradation / training programmes. This institute also focuses on creating young entrepreneurs through various Industrial motivation & Entrepreneurship development programmes.

The MSME sector is an important pillar of Indian economy as it contributes greatly to growth of Indian economy with a vast network of around 30 million units, creating employment of about 70 million, manufacturing more than 6000 products, contributing about 45% to manufacturing output and about 40% of exports, directly and indirectly.

This sector even assumes greater importance now as the country moves towards a faster and inclusive growth agenda. Moreover, it is the MSME sector which can help realize the target of proposed National Manufacturing Policy of raising the share of manufacturing sector in GDP from 16% at present to 25% by the end of 2022.


Training Programmes conducted by MSME

  • Digital marketing
  • Detergents & Allied products
  • Hardware Chemicals
  • Training of Food Products
  • Agarbatties & Perfuming
  • Paper Cups & Areca Plates
  • Solar Energy technology
  • Paper Bags & Cloth Bags Manufacturing
  • Gold Appraisal
  • CNC – Machining
  • AutoCAD
  • Export Management
  • Technology Transfer Meet
  • Garment Manufacturing Technology
  • HADOOP systems
  • Six Sigma – Black Belt
  • Six Sigma – Green Belt
  • Sales & Marketing
  • CCTV Surveillance & Installation
  • Welding Technology


Registration Procedure for MSMEs:


To promote ease of doing business, a one page simple registration form for online filing of Udyog Aadhaar Memorandum has been introduced which replaces the filing of entrepreneur’s Memorandum Part1 and 2.

To register your Udyog Aadhaar  visit



MSMES are also required to furnish information related to their enterprise in MSME DATA BANK.

Registration on MSME Databank is FREE OF COST and there are NO INTERMEDIARIES HIRED BY MINISTRY to do registration on MSME Databank & collect fees.

To register visit

Want to know more about MSME Schemes? Let us help you. !!


Learning Interest


Kind of Training



Contact No

Your Email


MSME Schemes

1.   CGT-MSE – Credit Guarantee Trust Fund Scheme for Micro and Small Enterprises

Guarantee Cover for Collateral-free loans upto Rs. 1 Crore

Collateral free loans for Term loan and Working capital facility for new or existing MSEs.

  • 75% Guarantee cover of credit facility up to 50 lakh
  • 80% Guarantee cover – For women owned /operated MSEs
  • 85% Guarantee cover – Loans up to Rs. 5 lakh for micro enterprises
  • Uniform guarantee at 50% – For entire amount if credit exposure is above Rs. 50 lakh and up to Rs. 100 lakh.


Who can apply?

Banks and financial institutions can apply to office of DC-MSME/MSME-DIs. for availing support. MSMEs need to directly contact the respective banks for getting credit.



2.  CLCSS – Credit Linked Capital Subsidy Scheme for   Technology    Up gradation of MSEs

·         15% capital subsidy (Upto Rs.15 lakh) of investment in eligible Plant & Machinery. Eligible loan limit is upto Rs. 1 Crore


Who can apply?

  1. Banks and financial institutions can apply to DC-MSME for availing support.
  2. MSMEs need to directly contact the respective banks for getting credit and capital subsidy




  • Every Central Ministry /Department / PSUs shall set an annual target for 20% procurement from MSE Sector.
  • A sub-target of 4% out of 20% target of annual procurement earmarked for procurement from MSEs owned by SC/ST entrepreneurs.
  • Overall procurement goal of minimum 20% has become mandatory from 1st April 2015.
  • Tender sets free of cost and exemption from payment of earnest money to registered MSEs.
  • MSEs quoting price within price band L-1 + 15%, when L1 is from someone other than MSE, shall be allowed to supply at least 20% of tendered value at L-1 subject to lowering of price by MSEs to L-1.
  • 358 items are reserved for exclusive procurement from MSEs.
  • Ministry /Department/CPSUs shall prepare their annual procurement plan to be uploaded on their official website.
  • For enhancing participation of MSEs in government procurement, Ministry /Department/CPSUs shall conduct Vendor Development Programmes or Buyer Seller Meets for MSEs especially for SC/ST entrepreneurs.


4. MSE – CDP (Micro & Small Enterprises – Cluster Development Programme)

            Upto Rs. 15 crore for Setting up of Common Facility Centers (CFCs) in MSE Clusters

Cluster development approach is a key strategy for enhancing the productivity and competitiveness as well as capacity building of Micro and Small Enterprises (MSEs). A cluster is a group of enterprises located within an identifiable and as far as practicable, contiguous area and producing same/similar products/services. The essential characteristics of enterprises in a cluster are (a) Similarity or complementarity in the methods of production, quality control and testing, energy consumption, pollution control, etc (b) Similar level of technology and marketing strategies/practices (c) Channels for communication among the members of the cluster (d) Common challenges and opportunities.


Detailed Project Report (DPR)

  • If DPR is finally approved, Rs.10lakh considered as contribution by special Purpose Vehicle(SPV) towards project


Setting up of Common Facility Centers (CFCs)

  • 70% grant of project cost
  • 90% for CFCs in Clusters with >50% micro/village/women owned /SC/ST units
  • Maximum Rs. 15 Crore

Infrastructure Development (ID)

  • 60% grant of project cost
  • 80% for Clusters with >50% micro/village/women owned /SC/ST units
  • Maximum Rs. 10 Crore


  1. Zero Defect Zero Effect (ZED) Scheme

  • Assessment/Rating by empanelled Credit Rating Agencies/other Agencies valid for 4 years (Ministry of MSME will subsidize* 80% of Micro, 60% of Small, 50% of Medium Enterprises’ Certification Fee: average 70% of Fee) (Assessment Fee Rs. 10,000/-& Rs 80,000/- per enterprise respectively for Desktop Assessment and ZED rating Complete Assessment).
  • Additional rating for Defence angle i.e. Defence ZED by empanelled Credit Rating Agencies/other Agencies valid for 4 years (Ministry of MSME will subsidize* 80% of Micro, 60% of Small, 50% of Medium Enterprises’ Certification Fee: average 70% of Fee) (Assessment Fee Rs. 40,000/- per enterprise.
  • Gap Analysis, Handholding, Consultancy for improving rating of MSMEs by Consultants through QCI/NPC, Field formations of O/o DC-MSME viz. MSME-DI, MSME-TC including its autonomous bodies, BEE etc. (Ministry of MSME will subsidize* 80% of Micro, 60% of Small, 50% of Medium Enterprises’ Consultancy charges: average 70% of Fee) (Hand holding charges Rs. 1.9 Lakh per enterprise whereas in case of MSMEs owned by SC/ST entrepreneurs additional support of Rs 10,000/- will be provided.
  • Re-Assessment/Re-Rating by Credit Rating Agencies & Other Agencies (Ministry of MSME will subsidize* 80% of Micro, 60% of Small, 50% of Medium Enterprises’ Certification Fee: average 70% of Fee) (Assessment Fee Rs. 40000/- per enterprise.


Additional Subsidy of 5% for MSMEs owned by SC/ST/Women


6. Incubators

·          Support for Entrepreneurial and Managerial Development of SMEs through Incubators

·          Upto Rs. 8 lakh grant for Incubation of Innovative Idea

  • To promote emerging technological and knowledge based innovative ventures that seek the nurturing of ideas from professionals.
  • To promote and support untapped creativity of individual innovators and also to assist Individual innovators to become technology based entrepreneurs.
  • To promote networking and forging of linkages with other constituents of the innovation chain for commercialization of their developments.

Who can apply?

IITs, NITs, Engineering Colleges approved by AICTE, Central / State Universities recognized by UGC and other recognized R & D and / or Technical Institutes / Centres, Development Institutes of DIP&P in the field of Paper, Rubber, Machines Tools, etc.


7. Design Clinic

Design Clinic Scheme for design expertise to MSMEs Manufacturing sector (DESIGN)

Rs. 15 lakh to Rs. 40 lakh grant to MSMEs for Design Development


  • To bring the MSME sector and design expertise on a common platform and to provide expert advice and solutions on design problems, resulting in continuous improvement and value addition for existing products. It also aims at value added cost effective solutions.
  • To create a sustainable design eco system for the MSME sector through continuous learning and skill development
  • Bring the industrial design fraternity closer to the MSME Sector
  • Develop an institutional base for the industry’s design requirement;
  • Increase the awareness of the value of design and establish design learning in the MSME
  • Increase the competitiveness of local products and services through design
  • Applicability of project funding is to an individual MSME or a group of MSMEs coming together.
  • A Design Company/ Academic Institutions will visit the unit and scrutinize all designs relevant fields & will suggest next steps to be taken.
  • Project Proposal to be prepared and to be submitted to Design Clinic Centre for consideration.
  • Implemented through National Institute of Design (DIPP Institution), IISc- MSME Center of Excellence & CSIR New Delhi


Who can apply?

All MSMEs with Udyog Aadhaar Registration


8. IPR – Building Awareness on Intellectual Property Rights (IPR) for MSME

Upto Rs. 25000 for domestic patent & upto Rs. 2 Lakh for foreign patent grant for Patents

To enhance awareness of MSME about Intellectual Property Rights (IPRs) to take measures for the protecting their ideas and business strategies. Effective utilization of IPR tools by MSMEs would also assist them in technology up-gradation and enhancing competitiveness.

Financial Assistance for Grant on Patent/GI

Domestic patent– Rs.25000/-

Foreign patent – Rs. 2 lakh

Geographical Indication (GI) registration– Rs. 1 lakh


9. Lean Manufacturing Competitiveness Scheme

80% reimbursement of cost of hiring the lean manufacturing consultant (LMC) (Maximum LMC Charges Rs. 36 Lakhs)

To enhance the manufacturing competitiveness of MSMEs through the application of various Lean Manufacturing (LM) techniques by

  • Reducing waste;
  • Increasing productivity;
  • Introducing innovative practices for improving overall competitiveness;
  • Inculcating good management systems; and
  • Imbibing a culture of continuous improvement.
  • Awareness programmes and workshops are being organized in order to create awareness among the entrepreneurs and further they are motivated to form mini cluster comprising of 6 to 10 units (ideally 10 units) for availing the scheme.
  • LM consultants are deployed in the Special Purpose Vehicle (SPV)/Distinct Product Group (DPG) for LM Interventions for a period of 18 months.
  • 80% of the cost of hiring the lean manufacturing consultant (LMC) is reimbursed through NMIUs to SPVs/Units and 20% of the cost is borne by the SPVs/units.
  • National Productivity Council and Quality Council of India have been selected as National Monitoring and Implementing Units (NMIUs) for the up-scaled scheme.


10. QMS/QTT – Quality Management Standards & Quality Technology Tools (QMS/QTT) Scheme


To improve the quality of products in the MSE sector and to inculcate the quality consciousness in this sector. With the adoption of this scheme, MSEs will become more competitive and produce better quality products at competitive prices.

To sensitize and encourage MSEs to adopt latest QMS and QTT and to keep a watch on sectoral developments by undertaking the stated activities.

  • One day Awareness Campaign,
  • 2 days duration workshop at Metros,
  • One National Level workshop at Delhi,
  • Implementation of QMS/QTT in selected MSEs Cluster,
  • Monitoring International Study Mission,
  • ITI/Polytechnic teacher training,
  • Course module in polytechnic syllabus, etc.


11. MATU – Marketing Assistance & Technology Up-gradation Scheme in MSMEs

Upto Rs. 2.25 Lakh reimbursement for participating in International Fairs

Components of MATU Scheme

  1. Domestic Trade Fairs / Exhibitions
  2. International Trade Fairs / Exhibitions
  3. BarCode
  4. Vendor Development Programmes
  5. International / National Workshop on Marketing / Public Procurement / Packaging


(i) To encourage manufacturing Micro and Small Enterprises (MSEs) in their efforts of tapping and developing domestic / overseas markets as well as adoption of the Bar Coding on products.

(ii) To facilitate marketing linkages especially in the view of Public Procurement Policy for MSEs Order 2012.

(iii) To create consciousness and to educate the MSMEs by organising International & National Workshop/ Seminar on marketing /packaging/topics relevant to MSME sector.

Domestic Fairs / Exhibitions

·        80% of space rent paid for General category units and 100% for SC/ST/women/NER/PH units limited to Rs.20,000/- or actual whichever is less.

·        100% of Contingency expenditure for all categories of units subject to maximum Rs.10,000/- or actual, whichever is less


International Trade Fairs / Exhibitions:

  • 80% of the space rent for General Category units whereas 100% for SC/ST/Women/NER units subject to maximum Rs.1.00 lakh or actual rent paid, whichever is less.
  • 100% of the economy class air fare for all categories of units subject to maximum Rs.1.25 lakh or actual air fare paid, whichever is less


Who can apply?

The applicant Micro/Small Enterprise should suitably be registered through Udyog Aadhaar Memorandum (UAM) for availing financial benefits.



12. TEQUP – Technology and Quality Upgradation Support to MSMEs


·          75% reimbursement for product certification, Upto Rs.1.5 lakh for National certification & Upto Rs. 2 lakh for International certification

  • To sensitize and encourage the manufacturing MSME sector in India to the use of Energy Efficient Technologies and Manufacturing Processes so as to reduce cost of production and emissions of GHGs.
  • To create awareness and encourage the MSMEs to acquire Product Certification/ Licenses from National/ International Bodies.

Financial Assistance :

(ii) To provide Financial Assistance in the form of subsidy to the extent of 25% of the project cost for implementation of Energy Efficient Technology (EET). The maximum amount of subsidy will be Rs. 10 Lakh for project cost of Rs. 40 Lakhs. This activity is implemented through various nodal banks.

(iii) To provide subsidy to MSME units to the extent of 75% of the actual expenditure incurred by them for obtaining Product Certification Licences. The maximum GoI assistance allowed per MSME is Rs. 1.5 lakh for obtaining licencing/ marking to national standards and Rs. 2.00 lakh for obtaining international Certification.


13. Trade Related Entrepreneurship Assistance and Development Scheme- Scheme For Women


30% grant (Upto Rs. 30 lakh) of loan/ credit

Objectives :

Experience has revealed that apart from counseling and training, delivery of credit poses the most serious problem for the poor women. Since such women will not be able to have an easy access to credit, it has also been envisaged that the credit will be made available to applicant woman through NGOs who would be capable of handling funds in an appropriate manner. These NGOs will not only handle the disbursement of such loans needed by women but would also provide them adequate counseling & training for taking up productive activities. The focal point of the scheme is to provide grant assistance to the nodal NGO which has been sanctioned bank loan for passing through the same to eligible women for taking up non-farm activities.

Credit :

There is a provision for Government of India Grant up to 30% of the loan/ credit maximum up to Rs. 30.lakh as appraised by lending institution/ banks. The lending institutions/ banks would finance loan assistance for women through NGO for undertaking non-farm activities . GOI Grant and the loan portion from the lending agencies to assist such women shall be routed through NGOs engaged in assisting poor women through income generating activities. While the loan amount will be passed on to women beneficiaries, the Grant shall be utilized by the NGOs for activities accepted as grant activities in the appraisal report of the lending agency and capacity building of the NGOs. NGO which has been selected for Government Grant will not be considered for GoI grant again in the subsequent two years from the date of release of GoI grant


14.  ICT – Promotion of Information and Communication Technology (ICT) in MSME Sector

Upto Rs. 3 lakh (maximum) per unit, for a period of maximum of 3 years for cloud computing


To motivate MSMEs to adopt ICT tools and applications in their production & business processes with a view to improve their competitiveness in national & International market and to expedite ICT interventions through Cloud computing among MSMEs, who are largely hesitant due to affordability issue.

Financial Assistance

Subsidy of Rs. 3 lakh (maximum) per unit, for a period of maximum of three years


  1. National Awards – Recognizing the achievements of successful entrepreneurs in MSMEs


The Micro, Small and Medium Enterprises (MSMEs) in India have registered tremendous growth as also progress in terms of quality production, exports, innovation, product development and import substitution. The Indian entrepreneurs are very creative and innovate new products and process as well as provide innovate services to remain competitive in domestic and global market. The Ministry of MSME recognize these entrepreneurs for their outstanding performance and by conferring awards motivate and encourage them.

Categories of Awards

  • Product/ Process Innovation
  • Outstanding Entrepreneurship (Manufacturing)
  • Outstanding Entrepreneurship (Service)-
  • Lean Manufacturing Techniques
  • Quality Products one each in following 10 selected products in Micro & Small Enterprises
  • Export Awards

Prize: All awards will carry cash prize of Rs.1 lakh, a Certificate and a Trophy





  • To Impart greater vitality and growth impetus to the small, tiny and village enterprises, in terms of output, employment, exports and installing a competitive culture based on heightened techno- managerial awareness.
  • To Popularize entrepreneurship among our youth & to motivate them to adopt it as their carrier then searching for employment.
  • To impart confidence to individuals in managing their ventures.

Our Main Activities

  • Assistance/Consultancy rendered to existing units
  • Preparation of State Industrial Profiles
  • Preparation/Updation of District Industrial Potential Surveys
  • Conducting Market Surveys
  • Collection of Production Index Statistics
  • Preparation of Project Profiles
  • Organizing industrial awareness cum motivational Campaigns
  • Organizing Skill Development Programmes
  • Promote and encourage Energy Conservation
  • To encourage Pollution Control activities
  • Promote and encourage Quality Control and technology Upgradation
  • Promote and encourage Export Promotion
  • Promote and encourage Vendor Development and Sub contracting
  • Provide Common Facility Workshop/Laboratories
  • Preparation of Directory of Specific Industry
  • Intensive Technical Assistance
  • Co-ordination with DICs & other industrial development institutions & agencies in the state
  • Linkage with State Govt. Functionaries











Leave a Reply

Confused !!?

Let our Coaches help you Choose!

we are just a  click away!

Connect us on  : [email protected]

From the Blog

Check out our newest articles

Learn Online! Stay Home Stay Safe!

Corona has brought all of us together in lock down mode. The World will take time to recover... and if not complete, Partial lock down will be the reality of 2020. Whatever may be the situation, Life has to go on. Many companies are hiring only smart people who have utilized their (lock down) time effectively by learning new things and being productive.

here is a list of ( courses you can learn online. Many of these are available just for $10 or Rs 500 to 800 where you can learn easily.

Python Courses

Machine Learning A-Z™: Hands-On Python & R In Data ScienceComplete Python Bootcamp: Go from zero to hero in Python 3Python for Data Science and Machine Learning BootcampPython and Django Full Stack Web Developer BootcampComplete Python Developer in 2020: Zero to Mastery

Artificial Intelligence Courses

Artificial Intelligence A-Z™: Learn How To Build An AIArtificial Intelligence: Reinforcement Learning in PythonDee…
Read more
  • 0

How to Become A Chartered Accountant (Foundation to Final) a Complete Guide

How to Become A Chartered Accountant (Foundation to Final) a Complete Guide

CA or Chartered Accountant professionals are one of the most respected professional across the world like doctors , Engineers & Lawyers. Chartered Accountants are Experts in Finance & Accounting and Auditing practices, they work in both Government and Private Sectors. Once you become a Qualified Chartered accountant, you can practice independently, like a lawyer. 

Chartered Accountants Play a very vital role in securing the financial health of any entity,  they are the only authorized people, to do a financial audit &  submit a report to tax authorities. Be it a Bank, insurance company or even non profit organization has to appoint a chartered accountant and get it audited.

Now you know the waste opportunity in this field …. CAs are always be in demand with multiple choice to choose like , taxation, corporate governance, risk managemen…

Read more
  • 0

How Creative are You!? 12 Qualities of Creative People

How Creative are You!? 12 Qualities of Creative People. Are you a creative Person? You can check with this video,

By birth we were all creative but as we grow up most of our creativity got evaporated along with our innocence.

 Creativity is something we are all boned with!

Do you remember in our childhood days, how many toys we broke, just to see what is there inside or how it works?

At that age we were so curious about everything around us, We had more questions than answers, however as we grow up all our creativity got evaporated! Who took away!? Where it has gone?

To an extent, our structured education system to blame for this. It has caged us in right and wrong, good and bad and looking good world.  In that process of learning, our original minds identity is lost and creativity is evaporated.

However there are few people who still, have preserved their creative mind. And today they are able make a diff…

Read more
  • 0